Perfex Terms & Conditions

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Welcome to Perfex, your gateway to accessible and modern real estate investing. By using our platform, you agree to the following Terms & Conditions. Please read them carefully before investing.

1. Investment Eligibility

1.1 You must be at least 18 years old and legally capable of entering into an investment agreement.
1.2 Investors must provide accurate personal and financial details for identity verification.
1.3 Perfex reserves the right to approve or deny any investment request based on compliance and due diligence checks.

2. Investment Model & Ownership

2.1 Perfex operates on a fractional ownership model, allowing investors to purchase shares in real estate properties.
2.2 Investment in a project does not grant direct property ownership but rather a share in the returns generated by the asset.
2.3 Returns are based on rental income, property appreciation, or project-specific terms, and they may vary depending on market conditions.

3. Pricing, Fees & Charges

3.1 The investment price per share is based on the property’s current market valuation and is subject to change.
3.2 Perfex may charge platform fees, transaction fees, and management fees, which will always be disclosed before investment.
3.3 Investors will be notified of any fee adjustments, and continued use of the platform implies agreement with these changes.

4. Returns & Payouts

4.1 Investors can choose to receive monthly, quarterly, or annual payouts, depending on the investment structure.
4.2 Returns are not guaranteed and depend on property performance, market conditions, and project success.
4.3 Payouts are processed based on the selected distribution cycle but may be delayed due to operational or market factors.

5. Liquidity & Exit Options

5.1 Real estate investments are not instantly liquid, and investors may not withdraw funds immediately after investment.
5.2 Some projects may have minimum holding periods before investors can sell their shares.
5.3 Perfex provides an internal resale marketplace, allowing investors to sell their shares to other users if demand exists.
5.4 Perfex does not guarantee the immediate availability of buyers for resale transactions.

6. Risks & Disclosures

6.1 Investing in real estate carries risks, including but not limited to market downturns, economic changes, and property depreciation.
6.2 Perfex does not guarantee fixed returns or capital protection—investors should assess risk levels before committing funds.
6.3 Investors are advised to diversify their portfolios and consult with financial advisors before making investment decisions.

7. Security & Compliance

7.1 All investments comply with local and international real estate laws and financial regulations.
7.2 Perfex uses state-of-the-art security measures to protect personal data and transactions.
7.3 Investors are responsible for ensuring compliance with their own local tax laws regarding investment income.

8. Investment in Upcoming Projects (Pool Funding)

8.1 Perfex allows investors to fund upcoming real estate developments through pooled investments.
8.2 Investments in these projects carry additional risks, including delays, regulatory approvals, and construction changes.
8.3 Investors will receive pro-rata ownership and returns once the project becomes operational.
8.4 Refund policies for delayed or canceled projects will be outlined on a project-by-project basis.

9. Amendments & Platform Updates

9.1 Perfex reserves the right to modify these Terms & Conditions at any time.
9.2 Significant changes will be communicated to investors via email or platform notifications.
9.3 Continued use of the platform after updates indicates acceptance of the revised Terms.

10. Termination & Account Suspension

10.1 Perfex may suspend or terminate an account if an investor engages in fraudulent activity, violates laws, or provides false information.
10.2 Investors can request account closure, but all active investments will remain subject to existing contract terms.

11. Contact & Support

For any questions or concerns, please contact our support team